HMO and PPO insurance plans are the two most common health care insurance plans in the United States. With roughly 70 million American’s having an HMO plan and almost 90 million American’s having a PPO plan, these managed care services are the predominant form of healthcare in America.
Over 60 million people who are Medicare-eligible are Medicare beneficiaries. Of that, a little over 24 million are currently on some sort of Advantage Plan, with that number expecting to rise even more in the coming year. With so many people aging into Medicare benefits, it could be a good idea for you to look into the plan you currently have, to make sure it’s still the best option for you.
Once most United States citizens turn 65, they become eligible for Medicare which is insurance provided through the United States government. Citizens who are dealing with certain disabilities may qualify for Medicare prior to age 65. Social Security is what originally enrolls a citizen in baseline Medicare insurance, however, there are a variety of options and combinations to choose from when getting a new Medicare insurance plan.
Medicare can be confusing, but it doesn’t have to be. It’s often helpful to discuss the various parts of Medicare to better understand your options, costs, and benefits. Doing so can assist you in making a more informed decision about the Medicare options available to you. After all, making an educated decision when it comes to your health coverage goes a long way in the healthcare benefits you receive, as well as the cost.